No, you’re not destined for “a decade of 4% returns”…

In today’s 3-Minute Market Minder, The Palm Beach Letter’s “Big T,” Teeka Tiwari, debunks a scary “correlation” in today’s markets.

It suggests broader stock ownership in America (which we have today) means lower average return on those investments.

“Big T” explains how his readers will avoid becoming part of this statistic below. (You can also reference the “Three-Legged Stool of Safety” he mentions in the video right here.)